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How to check the star rating of ICBC Mobile Banking
The star rating of Industrial and Commercial Bank of China is a rating conducted by the bank based on the comprehensive contribution of its customers. The higher the star rating, the more discounts and services it enjoys. Many users are concerned about how to check their star rating through mobile banking. The following are detailed operation steps and relevant instructions.
1. I. ICG Star Rating Standards
The star rating of Industrial and Commercial Bank of China is mainly based on the comprehensive contribution of customers' assets, liabilities, intermediate businesses, etc. The specific criteria are as follows:
| Star rating | Assessment criteria | Enjoy rights |
|---|---|---|
| Seven Stars | Extremely high overall contribution | Exclusive account manager, high credit card, etc. |
| Six stars | High overall contribution | Priority for business processing, fee reduction, etc. |
| Five Stars | High overall contribution | Reduce some handling fees, priority queueing, etc. |
| Four stars and below | General contribution | Basic Services |
2. Steps to check star ratings through ICBC Mobile Banking
1.Log in to ICBC Mobile Banking: Open the Industrial and Commercial Bank of China Mobile Banking APP, enter the user name and password to log in.
2.Go to the "My" page: Click "My" in the navigation bar at the bottom of the homepage to enter the Personal Center.
3.View star rating information: On the "My" page, find the "Star Service" or "My Star Rating" options, and click to enter to view the current star rating.
4.Learn more about star ratings: On the Star rating page, you can view detailed descriptions of star ratings and ways to improve star ratings.
3. Methods to improve the ICBC
1.Increase assets: Deposits at ICBC, purchasing financial products, etc. can improve the overall contribution.
2.Using ICBC Credit Card: Frequent use of ICBC credit card to spend and repay on time will help improve star rating.
3.Handle intermediate business: For example, purchasing insurance, funds, etc. can also increase the overall contribution.
4.Maintain a good credit history: Avoid overdue and bad credit records, which is helpful for improving star rating.
4. Frequently Asked Questions
1.Q: How often will the star rating be updated?
Answer: ICBC’s star rating is usually updated once a month, and the specific time is subject to bank notification.
2.Q: What is the reason for the decline in star rating?
Answer: If assets are reduced, credit card usage frequency decreases, or bad credit records appear, they may lead to a decrease in star rating.
3.Q: Does star rating affect loan approval?
Answer: Star rating is part of the comprehensive bank assessment. High star rating helps loan approval, but is not the only standard.
Through the above steps and methods, users can easily query and improve their ICBC and enjoy more banking services and discounts. If you have any questions, you can contact ICBC customer service or go to the outlet for consultation.
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